{"id":94,"date":"2026-07-07T17:49:21","date_gmt":"2026-07-07T09:49:21","guid":{"rendered":"https:\/\/www.bestbank.com.tw\/?p=94"},"modified":"2026-07-14T09:19:46","modified_gmt":"2026-07-14T01:19:46","slug":"004","status":"publish","type":"post","link":"https:\/\/www.haa.com.tw\/index.php\/004.html","title":{"rendered":"\u500b\u4eba\u4fe1\u8cb8\u5404\u5bb6\u9280\u884c\u6709\u5404\u81ea\u4e0d\u540c\u7684\u8981\u6c42\u548c\u689d\u4ef6"},"content":{"rendered":"

\u500b\u4eba\u4fe1\u8cb8<\/span><\/strong>–<\/span>\u500b\u4eba\u4fe1\u8cb8\u7684\u7533\u8cb8\u5229\u7387\u53ca\u984d\u5ea6\u662f\u591a\u5c11\uff1f\u9019\u65b9\u6cd5\u5c0d\u500b\u4eba\u4fe1\u8cb8\u6709\u5e6b\u52a9\uff01<\/span><\/h1>\n

\u500b\u4eba\u4fe1\u8cb8\u7684\u8fa6\u7406\u7a0b\u5e8f\u7576\u4e2d\uff0c\u8a31\u591a\u4eba\u6703\u56e0\u70ba\u6025\u9700\u7528\u9322\u800c\u5ffd\u7565\u4e86\u4e00\u4e9b\u7533\u8cb8\u6280\u5de7\uff0c\u5c0e\u81f4\u6838\u8cb8\u4e0d\u9806\u3002\u4e8b\u5be6\u4e0a\uff0c\u500b\u4eba\u4fe1\u8cb8\u82e5\u60f3\u7533\u8fa6\u5f97\u59a5\u7576\uff0c\u9700\u5145\u5206\u77e5\u9053\u76f8\u95dc\u7684\u8fa6\u7406\u6280\u5de7\u548c\u8a23\u7ac5\u3002\u6b64\u5916\uff0c\u500b\u4eba\u4fe1\u8cb8\u7684\u5229\u7387\u548c\u984d\u5ea6\u4e5f\u662f\u7533\u8cb8\u8005\u6240\u95dc\u5fc3\u7684\uff0c\u4eca\u5929\u4e00\u4f75\u544a\u8a34\u60a8\u3002\u63a5\u8457\u5c31\u5e36\u60a8\u4e00\u540c\u89e3\u5bc6\u500b\u4eba\u4fe1\u8cb8\u7684\u7533\u8cb8\u6280\u5de7\u3001\u5229\u7387\u984d\u5ea6\u4ee5\u53ca\u63a8\u85a6\u65b9\u6cd5\uff01<\/p>\n

\u500b\u4eba\u4fe1\u8cb8<\/strong>\u7684\u7533\u8cb8\u6280\u5de7\uff1a<\/span><\/h2>\n
    \n
  1. \u7528\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u4f86\u8a55\u4f30\u9280\u884c\u65b9\u6848\uff0c\u4e0d\u8981\u53ea\u95dc\u6ce8\u8868\u9762\u5229\u7387<\/li>\n<\/ol>\n

    \u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u662f\u5c07\u76f8\u95dc\u7684\u624b\u7e8c\u8cbb\u548c\u591a\u968e\u6bb5\u5229\u7387\u7b49\u6210\u672c\u7b97\u5165\uff0c\u5728\u5206\u6790\u9280\u884c\u500b\u4eba\u4fe1\u8cb8\u65b9\u6848\u6642\u6703\u76f8\u8f03\u8868\u9762\u5229\u7387\u7cbe\u6e96\uff0c\u56e0\u6b64\u52ff\u770b\u5230\u5229\u7387\u4f4e\u7684\u65b9\u6848\u5c31\u7533\u8cb8\uff0c\u8981\u95dc\u6ce8\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u3002<\/p>\n

      \n
    1. \u9280\u884c\u7684\u9078\u64c7\u5f88\u95dc\u9375\uff0c\u53ef\u8aee\u8a62\u76f8\u95dc\u5c08\u696d\u7684\u4fe1\u8cb8\u898f\u5283\u5c08\u54e1<\/li>\n<\/ol>\n

      \u5404\u5bb6\u9280\u884c\u6709\u5404\u81ea\u4e0d\u540c\u7684\u8981\u6c42\u548c\u689d\u4ef6\uff0c\u4e14\u6bcf\u500b\u4eba\u7684\u4fe1\u8cb8\u689d\u4ef6\u4e5f\u4e0d\u76e1\u76f8\u540c<\/strong>\uff0c\u5982\u679c\u76ee\u524d\u9084\u4e0d\u900f\u6e05\u695a\u500b\u4eba\u4fe1\u8cb8\u689d\u4ef6\u9069\u5408\u7684\u9280\u884c\u548c\u65b9\u6848\uff0c\u63a8\u85a6\u8aee\u8a62\u5c08\u696d\u7684\u4fe1\u8cb8\u898f\u5283\u4eba\u54e1\uff0c\u85c9\u52a9\u4ed6\u5011\u7684\u5c08\u696d\u77e5\u8b58\u4f86\u53d6\u5f97\u5efa\u8b70\uff01<\/p>\n

        \n
      1. \u806f\u5fb5\u6b21\u6578\u5728\u77ed\u671f\u5167\u4e0d\u53ef\u904e\u591a\uff0c\u7559\u610f\u806f\u5fb5\u7d00\u9304<\/li>\n<\/ol>\n

        \u7576\u983b\u7e41\u7533\u8acb\u4fe1\u8cb8\uff0c\u6703\u9020\u6210\u806f\u5fb5\u7d00\u9304\u88ab\u591a\u6b21\u8abf\u95b1\uff0c\u806f\u5fb5\u6b21\u6578\u4e00\u591a\uff0c\u5c07\u5c0e\u81f4\u4fe1\u7528\u5206\u6578\u5927\u5e45\u4e0b\u964d\u3002\u6240\u4ee5\uff0c\u8981\u6ce8\u610f\u4e14\u7dad\u6301\u806f\u5fb5\u7d00\u9304\uff01<\/p>\n

        \u500b\u4eba\u4fe1\u8cb8<\/strong>\u5229\u7387\u53ca\u984d\u5ea6\uff1a<\/span><\/h3>\n
          \n
        1. \u5229\u7387\u90e8\u5206\uff0c\u57fa\u672c\u4e0a\u500b\u4eba\u4fe1\u8cb8\u5229\u7387\u70ba\u9280\u884c\u5b9a\u5132\u5229\u7387\u52a0\u4e0a\u9280\u884c\u5e74\u5229\u7387\uff0c\u5b9a\u5132\u5229\u7387\u6703\u96a8\u5e02\u5834\u8abf\u6574\uff0c\u800c\u5e74\u5229\u7387\u6703\u900f\u904e\u9280\u884c\u5be9\u8996\u500b\u4eba\u689d\u4ef6\u4f86\u7d66\u4e88\u3002\u56e0\u6b64\uff0c\u500b\u4eba\u4fe1\u8cb8\u5229\u7387\u56e0\u4eba\u800c\u7570\u3002<\/li>\n
        2. \u984d\u5ea6\u90e8\u5206\uff0c\u4e00\u822c\u800c\u8a00\u4e0d\u6703\u8d85\u904e\u6708\u85aa\u768422\u500d\uff0c\u5be6\u969b\u984d\u5ea6\u4e5f\u53d6\u6c7a\u65bc\u81ea\u8eab\u4fe1\u8cb8\u689d\u4ef6\u3002<\/li>\n<\/ol>\n

          \u63a8\u85a6\u65b9\u6cd5\uff1a<\/span><\/h4>\n

          \u5efa\u8b70\u900f\u904e\u5c08\u696d\u5408\u6cd5\u7684\u4fe1\u8cb8\u9867\u554f\u516c\u53f8\u5354\u52a9\u8fa6\u7406\uff01<\/p>\n

           <\/p>\n","protected":false},"excerpt":{"rendered":"

          \u500b\u4eba\u4fe1\u8cb8–\u500b\u4eba\u4fe1\u8cb8\u7684\u7533\u8cb8\u5229\u7387\u53ca\u984d\u5ea6\u662f\u591a\u5c11\uff1f\u9019\u65b9\u6cd5\u5c0d\u500b\u4eba\u4fe1\u8cb8\u6709\u5e6b\u52a9\uff01 \u500b\u4eba\u4fe1\u8cb8\u7684\u8fa6\u7406\u7a0b\u5e8f\u7576\u4e2d\uff0c\u8a31\u591a\u4eba … \u95b1\u8b80\u5168\u6587 \u500b\u4eba\u4fe1\u8cb8\u5404\u5bb6\u9280\u884c\u6709\u5404\u81ea\u4e0d\u540c\u7684\u8981\u6c42\u548c\u689d\u4ef6<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"aside","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-94","post","type-post","status-publish","format-aside","hentry","category-creditloan-04","post_format-post-format-aside"],"_links":{"self":[{"href":"https:\/\/www.haa.com.tw\/index.php\/wp-json\/wp\/v2\/posts\/94","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.haa.com.tw\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.haa.com.tw\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.haa.com.tw\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.haa.com.tw\/index.php\/wp-json\/wp\/v2\/comments?post=94"}],"version-history":[{"count":16,"href":"https:\/\/www.haa.com.tw\/index.php\/wp-json\/wp\/v2\/posts\/94\/revisions"}],"predecessor-version":[{"id":1237,"href":"https:\/\/www.haa.com.tw\/index.php\/wp-json\/wp\/v2\/posts\/94\/revisions\/1237"}],"wp:attachment":[{"href":"https:\/\/www.haa.com.tw\/index.php\/wp-json\/wp\/v2\/media?parent=94"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.haa.com.tw\/index.php\/wp-json\/wp\/v2\/categories?post=94"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.haa.com.tw\/index.php\/wp-json\/wp\/v2\/tags?post=94"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}